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Property Insurance and Storage Units

GettyImages 496847668 300x200 Property Insurance and Storage Units


According to the Self-Storage Association, an estimated 10.8 million people keep their property in a self-storage unit, either temporarily or long-term. If you choose your self-storage location carefully, your possessions should be secure—i.e., safeguarded against intruders, thieves and damaging elements like heat and moisture. But even when your belongings are at a secure facility like Holiday Self-Storage, you should consider additional protection through a homeowner’s or renter’s insurance policy

Why Consider Property Insurance

At Holiday Self-Storage, we make every effort to ensure the security of your possessions. We restrict access and have on-site management; we provide routine pest control and climate-controlled units. However, our storage facility is not immune to disaster, such as:

  • Fire
  • Flood
  • Vandalism

To replace or recover the value of possessions lost or damaged because of natural or other disasters, you need to make sure they are covered by a personal insurance policy.

Insurance Coverage Options

Because many self-storage units are rented while people are in transit, your possessions may be covered under your homeowner’s policy, particularly for short-term storage leases. Your insurance agent will be the best source of information about your policy coverage. To make sure your possessions in storage are covered, ask about:

  • Restrictions (if any) for possessions located remotely
  • Security requirements for self-storage units
  • Coverage limits for valuable personal property, like fine jewelry, art and/or recreational vehicles (these may require a separate policy)

If your homeowner’s policy does not cover items in storage (or you do not have a homeowners’ policy), inquire about renter’s insurance. Renter’s insurance coverage for a leased residence may also cover leased storage space, or you may be able to get a separate renter’s insurance policy specifically for your possessions in storage.

Holiday Self-Storage is happy to help in any way we can. Please contact us for questions you or your insurance agent may have about our facility and security.